The mission of the PDFCU is:

Helping to make a difference in the Northeast San Fernando Valley; not for profit, not for charity, but for service.
The Pacoima Development Federal Credit Union (PDFCU) is a Federal Credit Union (FCU), established January 31, 2005.


PDFCU offers an array of financial services in a bilingual environment. Checking services include share certificates with low minimum balance requirements. Debit cards and automatic teller machines (ATMs) with no surcharges are available. For members needing to establish credit, PDFCU offers short-term, small-amount loans. The credit union also provides financial education and financial literacy workshops. In addition to vehicle and personal loans and other types of credit, PDFCU convenience services include check cashing, low-cost wire transfers, and money orders. PDFCU members also may secure tax refund loans.

Business and professional services include business share accounts and business loans. PDFCU offers Small Business Administration (SBA) and State of California Guaranteed small business loans up to a maximum of $400,000.


Credit union membership is available to Pacoima (CA) residents, as well as those who live, work, worship, and go to school or own a business in the Northeast San Fernando Valley (CA) region. Members of the Pacoima Chamber of Commerce and the Valley Industry & Commerce Association (VICA) are also eligible to join. In addition to Pacoima, PDFCU serves the nearby City of Los Angeles neighborhoods of Sun Valley, Sylmar, and Panorama City, along with the City of San Fernando. The combined total population in these communities exceeds 255,000.


PDFCU was established in 2005 to meet the financial needs of an underserved market. PDFCU has a Multiple Common Bond Charter to serve those who live, work, worship, or attend school in the TM, which NCUA deemed an underserved area. Prior to the inception of PDFCU, the approximately 90,000 residents of Pacoima, which is a neighborhood located within the City of Los Angeles, were served by two bank branches and no credit unions.

PDFCU is sponsored by the nonprofit VEDC, a Community Development Financial Institution (CDFI) committed to creating jobs and promoting economic development in underserved communities. To learn more about VEDC’s projects and services visit